Springfield State Bank is a bank based in Springfield, Kentucky, established in 1911, with $478 million in total assets across 3 branches. By Trust Grade it ranks 32nd of 120 banks we track in Kentucky. Its capital ratio of 11.6% is stronger than 70% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Springfield State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Springfield State Bank compares to Kentucky peers
How we graded Springfield State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Springfield State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 2559 Main St, Willisburg, KY 40078
- 1060 Bardstown Rd, Springfield, KY 40069
- 125 E Main St, Springfield, KY 40069
Are deposits at Springfield State Bank insured?
Yes. Springfield State Bank is an FDIC-insured bank (FDIC certificate #8772). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Springfield State Bank: frequently asked questions
Is Springfield State Bank a good bank?
Springfield State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.11%).
Is Springfield State Bank FDIC-insured?
Yes. Springfield State Bank is a FDIC-insured bank (FDIC certificate #8772). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Springfield State Bank?
Springfield State Bank holds $478 million in total assets, ranking 32nd of 120 banks we track in Kentucky. It operates 3 branches.
Does Springfield State Bank have CFPB complaints?
No CFPB complaints against Springfield State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
