Franklin Bank & Trust Company is a bank based in Franklin, Kentucky, established in 1958, with $803 million in total assets across 5 branches. By Trust Grade it ranks 10th of 120 banks we track in Kentucky. Its capital ratio of 13.1% is stronger than 81% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Franklin Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Franklin Bank & Trust Company compares to Kentucky peers
How we graded Franklin Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Franklin Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 317 N Main St, Franklin, KY 42134
- 903 S Main St, Franklin, KY 42134
- 661 Dishman Lane Ext, Bowling Green, KY 42104
- 2305 Gary Farms Blvd, Bowling Green, KY 42104
- 398 Lovers Ln, Bowling Green, KY 42103
Are deposits at Franklin Bank & Trust Company insured?
Yes. Franklin Bank & Trust Company is an FDIC-insured bank (FDIC certificate #17937). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Franklin Bank & Trust Company: frequently asked questions
Is Franklin Bank & Trust Company a good bank?
Franklin Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 1.60%).
Is Franklin Bank & Trust Company FDIC-insured?
Yes. Franklin Bank & Trust Company is a FDIC-insured bank (FDIC certificate #17937). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Franklin Bank & Trust Company?
Franklin Bank & Trust Company holds $803 million in total assets, ranking 10th of 120 banks we track in Kentucky. It operates 5 branches.
Does Franklin Bank & Trust Company have CFPB complaints?
No CFPB complaints against Franklin Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
