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Carrollton Federal Bank

Carrollton, KY · Est. 1890 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Carrollton Federal Bank is a bank based in Carrollton, Kentucky, established in 1890, with $43 million in total assets across 1 branch. By Trust Grade it ranks 52nd of 120 banks we track in Kentucky. Its capital ratio of 14.3% is stronger than 68% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Carrollton Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$42.6M
<$100M institution
Deposits
$36.2M
Branches
1
Capital ratio
14.3%
Top 32% of <$100M peers · Kentucky median 9.6%
Return on assets
0.7%
Bottom 37% of <$100M peers · Kentucky median 1.27%
Rank in Kentucky
#52
of 120 banks

How Carrollton Federal Bank compares to Kentucky peers

Capital ratio
Top 32% of <$100M peers
Carrollton Federal
14.3%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of <$100M peers
Carrollton Federal
0.7%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Carrollton Federal Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Carrollton Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2539 Highway 227, Carrollton, KY 41008

Are deposits at Carrollton Federal Bank insured?

Yes. Carrollton Federal Bank is an FDIC-insured bank (FDIC certificate #29774). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Carrollton Federal Bank: frequently asked questions

Is Carrollton Federal Bank a good bank?

Carrollton Federal Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.66%).

Is Carrollton Federal Bank FDIC-insured?

Yes. Carrollton Federal Bank is a FDIC-insured bank (FDIC certificate #29774). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Carrollton Federal Bank?

Carrollton Federal Bank holds $43 million in total assets, ranking 52nd of 120 banks we track in Kentucky. It operates 1 branch.

Does Carrollton Federal Bank have CFPB complaints?

No CFPB complaints against Carrollton Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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