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The First National Bank Of Brooksville

Brooksville, KY · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Brooksville is a bank based in Brooksville, Kentucky, established in 1907, with $74 million in total assets across 2 branches. By Trust Grade it ranks 15th of 120 banks we track in Kentucky. Its capital ratio of 11.0% trails most similarly sized banks (38th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against The First National Bank Of Brooksville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.3M
<$100M institution
Deposits
$65.8M
Branches
2
Capital ratio
11.0%
Bottom 38% of <$100M peers · Kentucky median 9.6%
Return on assets
1.1%
Top 44% of <$100M peers · Kentucky median 1.27%
Rank in Kentucky
#15
of 120 banks

How The First National Bank Of Brooksville compares to Kentucky peers

Capital ratio
Bottom 38% of <$100M peers
The First
11.0%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
The First
1.1%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Brooksville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Brooksville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 105 Locust St, Brooksville, KY 41004
  • 107 East Miami Street, Brooksville, KY 41004

Are deposits at The First National Bank Of Brooksville insured?

Yes. The First National Bank Of Brooksville is an FDIC-insured bank (FDIC certificate #2682). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Brooksville: frequently asked questions

Is The First National Bank Of Brooksville a good bank?

The First National Bank Of Brooksville earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.06%).

Is The First National Bank Of Brooksville FDIC-insured?

Yes. The First National Bank Of Brooksville is a FDIC-insured bank (FDIC certificate #2682). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Brooksville?

The First National Bank Of Brooksville holds $74 million in total assets, ranking 15th of 120 banks we track in Kentucky. It operates 2 branches.

Does The First National Bank Of Brooksville have CFPB complaints?

No CFPB complaints against The First National Bank Of Brooksville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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