The Farmers State Bank is a bank based in Wathena, Kansas, established in 1903, with $87 million in total assets across 1 branch. By Trust Grade it ranks 151st of 186 banks we track in Kansas. Its capital ratio of 7.9% trails most similarly sized banks (10th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against The Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Farmers State Bank compares to Kansas peers
How we graded The Farmers State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 211 Saint Joseph St, Wathena, KS 66090
Are deposits at The Farmers State Bank insured?
Yes. The Farmers State Bank is an FDIC-insured bank (FDIC certificate #16941). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Farmers State Bank: frequently asked questions
Is The Farmers State Bank a good bank?
The Farmers State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.23%).
Is The Farmers State Bank FDIC-insured?
Yes. The Farmers State Bank is a FDIC-insured bank (FDIC certificate #16941). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Farmers State Bank?
The Farmers State Bank holds $87 million in total assets, ranking 151st of 186 banks we track in Kansas. It operates 1 branch.
Does The Farmers State Bank have CFPB complaints?
No CFPB complaints against The Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
