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Union State Bank

Uniontown, KS · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Union State Bank is a bank based in Uniontown, Kansas, established in 1901, with $74 million in total assets across 2 branches. By Trust Grade it ranks 133rd of 186 banks we track in Kansas. Its capital ratio of 8.5% trails most similarly sized banks (14th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against Union State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$73.9M
<$100M institution
Deposits
$65.8M
Branches
2
Capital ratio
8.5%
Bottom 14% of <$100M peers · Kansas median 10.4%
Return on assets
1.7%
Top 17% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#133
of 186 banks

How Union State Bank compares to Kansas peers

Capital ratio
Bottom 14% of <$100M peers
Union State
8.5%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of <$100M peers
Union State
1.7%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Union State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 204 Sherman St, Uniontown, KS 66779
  • 1009 S Clark St, Fort Scott, KS 66701

Are deposits at Union State Bank insured?

Yes. Union State Bank is an FDIC-insured bank (FDIC certificate #16788). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union State Bank: frequently asked questions

Is Union State Bank a good bank?

Union State Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.70%).

Is Union State Bank FDIC-insured?

Yes. Union State Bank is a FDIC-insured bank (FDIC certificate #16788). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Union State Bank?

Union State Bank holds $74 million in total assets, ranking 133rd of 186 banks we track in Kansas. It operates 2 branches.

Does Union State Bank have CFPB complaints?

No CFPB complaints against Union State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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