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Silver Lake Bank

Topeka, KS · Est. 1909 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Silver Lake Bank is a bank based in Topeka, Kansas, established in 1909, with $534 million in total assets across 7 branches. By Trust Grade it ranks 18th of 186 banks we track in Kansas. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Silver Lake Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$534.3M
$100M–1B institution
Deposits
$431.7M
Branches
7
Capital ratio
10.3%
Top 48% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.4%
Top 36% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#18
of 186 banks

How Silver Lake Bank compares to Kansas peers

Capital ratio
Top 48% of $100M–1B peers
Silver Lake
10.3%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Silver Lake
1.4%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Silver Lake Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Silver Lake Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 209 W Railroad St, Silver Lake, KS 66539
  • 2100 Sw Urish Rd, Topeka, KS 66614
  • 2011 Sw Gage Blvd, Topeka, KS 66604
  • 643 Massachusetts St, Lawrence, KS 66044
  • 7206 College Boulevard, Overland Park, KS 66210
  • 4505 W 6th St, Lawrence, KS 66049
  • 201 Nw Us Highway 24, Topeka, KS 66608

Are deposits at Silver Lake Bank insured?

Yes. Silver Lake Bank is an FDIC-insured bank (FDIC certificate #15323). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Silver Lake Bank: frequently asked questions

Is Silver Lake Bank a good bank?

Silver Lake Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.43%).

Is Silver Lake Bank FDIC-insured?

Yes. Silver Lake Bank is a FDIC-insured bank (FDIC certificate #15323). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Silver Lake Bank?

Silver Lake Bank holds $534 million in total assets, ranking 18th of 186 banks we track in Kansas. It operates 7 branches.

Does Silver Lake Bank have CFPB complaints?

No CFPB complaints against Silver Lake Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Citizens Bank Of Kansas
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Labette Bank
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The Peoples Bank
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First State Bank And Trust
bank · Tonganoxie, KS · $511M assets
Great American Bank
bank · Lawrence, KS · $504M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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