The First State Bank Of Ransom is a bank based in Ransom, Kansas, established in 1900, with $49 million in total assets across 2 branches. By Trust Grade it ranks 87th of 186 banks we track in Kansas. Its capital ratio of 17.9% is stronger than 82% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against The First State Bank Of Ransom appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First State Bank Of Ransom compares to Kansas peers
How we graded The First State Bank Of Ransom
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.9% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First State Bank Of Ransom over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 132 S Ohio Ave, Utica, KS 67584
- 306 S Vermont Ave, Ransom, KS 67572
Are deposits at The First State Bank Of Ransom insured?
Yes. The First State Bank Of Ransom is an FDIC-insured bank (FDIC certificate #15469). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First State Bank Of Ransom: frequently asked questions
Is The First State Bank Of Ransom a good bank?
The First State Bank Of Ransom earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Profitable (ROA 0.86%).
Is The First State Bank Of Ransom FDIC-insured?
Yes. The First State Bank Of Ransom is a FDIC-insured bank (FDIC certificate #15469). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First State Bank Of Ransom?
The First State Bank Of Ransom holds $49 million in total assets, ranking 87th of 186 banks we track in Kansas. It operates 2 branches.
Does The First State Bank Of Ransom have CFPB complaints?
No CFPB complaints against The First State Bank Of Ransom appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
