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Citizens Federal Savings Bank

Leavenworth, KS · Est. 1884 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Citizens Federal Savings Bank is a bank based in Leavenworth, Kansas, established in 1884, with $188 million in total assets across 3 branches. By Trust Grade it ranks 136th of 186 banks we track in Kansas. Its capital ratio of 19.6% is stronger than 96% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Citizens Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$188.5M
$100M–1B institution
Deposits
$147.4M
Branches
3
Capital ratio
19.6%
Top 4% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.2%
Bottom 7% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#136
of 186 banks

How Citizens Federal Savings Bank compares to Kansas peers

Capital ratio
Top 4% of $100M–1B peers
Citizens Federal
19.6%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Citizens Federal
0.2%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Citizens Federal Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (19.6% capital ratio)
  • Profitable (ROA 0.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 312 S 5th St, Leavenworth, KS 66048
  • 15500 State Ave, Basehor, KS 66007
  • 5151 S 4th St, Leavenworth, KS 66048

Are deposits at Citizens Federal Savings Bank insured?

Yes. Citizens Federal Savings Bank is an FDIC-insured bank (FDIC certificate #30150). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Federal Savings Bank: frequently asked questions

Is Citizens Federal Savings Bank a good bank?

Citizens Federal Savings Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (19.6% capital ratio); Profitable (ROA 0.22%).

Is Citizens Federal Savings Bank FDIC-insured?

Yes. Citizens Federal Savings Bank is a FDIC-insured bank (FDIC certificate #30150). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Federal Savings Bank?

Citizens Federal Savings Bank holds $188 million in total assets, ranking 136th of 186 banks we track in Kansas. It operates 3 branches.

Does Citizens Federal Savings Bank have CFPB complaints?

No CFPB complaints against Citizens Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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