Central National Bank is a bank based in Junction City, Kansas, established in 1884, with $1.4 billion in total assets across 35 branches. By Trust Grade it ranks 67th of 186 banks we track in Kansas. Its capital ratio of 9.9% trails most similarly sized banks (43th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Central National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central National Bank compares to Kansas peers
How we graded Central National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (35)
- 116 W 8th St, Junction City, KS 66441
- 800 Se Quincy St, Topeka, KS 66612
- 603 W 9th St, Lawrence, KS 66044
- 4838 W Central Ave, Wichita, KS 67212
- 454 S Ohio St, Salina, KS 67401
- 711 Wakarusa Dr, Lawrence, KS 66049
- 120 E Main St, Beloit, KS 67420
- 540 W 6th St, Junction City, KS 66441
- 101 N Main St, Halstead, KS 67056
- 206 N Main St, Hillsboro, KS 67063
- 711 E Lincoln Blvd, Hesston, KS 67062
- 521 E Chestnut St, Junction City, KS 66441
- 201 S 4th St, Burlington, KS 66839
- 130 E 7th St, Concordia, KS 66901
- 802 N Washington St, Junction City, KS 66441
- 208 E South St, Mankato, KS 66956
- 231 E Main St, Marion, KS 66861
- 2900 S 9th St, Salina, KS 67401
- 3140 Nieder Rd, Lawrence, KS 66047
- 101 Bluemont Ave, Manhattan, KS 66502
- 800 Se Quincy St, Topeka, KS 66612
- 1403 College Ave, Manhattan, KS 66502
- 205 N Moonlight Rd, Gardner, KS 66030
- 3300 Iowa St, Lawrence, KS 66046
- 100 Rimrock Dr, Junction City, KS 66441
- 411 N National Ave, Superior, NE 68978
- 1555 E Santa Fe St, Gardner, KS 66030
- 626 N Main St, Newton, KS 67114
- 1801 W Ash, Junction City, KS 66441
- 1501 Sw Wanamaker Rd, Topeka, KS 66604
- 3503 10th St, Great Bend, KS 67530
- 725 Mckinley St, Great Bend, KS 67530
- 2604 General Hays Rd, Hays, KS 67601
- 411 N National Ave, Superior, NE 68978
- 101 S Broadway, Herington, KS 67449
Are deposits at Central National Bank insured?
Yes. Central National Bank is an FDIC-insured bank (FDIC certificate #4702). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central National Bank: frequently asked questions
Is Central National Bank a good bank?
Central National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.30%).
Is Central National Bank FDIC-insured?
Yes. Central National Bank is a FDIC-insured bank (FDIC certificate #4702). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Central National Bank?
Central National Bank holds $1.4 billion in total assets, ranking 67th of 186 banks we track in Kansas. It operates 35 branches.
Does Central National Bank have CFPB complaints?
No CFPB complaints against Central National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
