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Johnson State Bank

Johnson, KS · Est. 1914 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Johnson State Bank is a bank based in Johnson, Kansas, established in 1914, with $101 million in total assets across 2 branches. By Trust Grade it ranks 97th of 186 banks we track in Kansas. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Johnson State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$100.7M
$100M–1B institution
Deposits
$85.1M
Branches
2
Capital ratio
12.4%
Top 24% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.8%
Bottom 25% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#97
of 186 banks

How Johnson State Bank compares to Kansas peers

Capital ratio
Top 24% of $100M–1B peers
Johnson State
12.4%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
Johnson State
0.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Johnson State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.4% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Johnson State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 220 E Oklahoma Ave, Ulysses, KS 67880
  • 106 N Main St, Johnson, KS 67855

Are deposits at Johnson State Bank insured?

Yes. Johnson State Bank is an FDIC-insured bank (FDIC certificate #15237). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Johnson State Bank: frequently asked questions

Is Johnson State Bank a good bank?

Johnson State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.79%).

Is Johnson State Bank FDIC-insured?

Yes. Johnson State Bank is a FDIC-insured bank (FDIC certificate #15237). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Johnson State Bank?

Johnson State Bank holds $101 million in total assets, ranking 97th of 186 banks we track in Kansas. It operates 2 branches.

Does Johnson State Bank have CFPB complaints?

No CFPB complaints against Johnson State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First National Bank In Fredonia
bank · Fredonia, KS · $101M assets
First National Bank Of Kansas
bank · Burlington, KS · $102M assets
The Kansas State Bank Overbrook Kansas
bank · Overbrook, KS · $102M assets
Integrity Bank
bank · Fowler, KS · $99M assets
Exchange State Bank
bank · Saint Paul, KS · $105M assets
Citizens State Bank And Trust Company
bank · Hiawatha, KS · $106M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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