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The Union State Bank Of Everest

Everest, KS · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The Union State Bank Of Everest is a bank based in Everest, Kansas, established in 1901, with $431 million in total assets across 9 branches. By Trust Grade it ranks 89th of 186 banks we track in Kansas. Its capital ratio of 9.7% trails most similarly sized banks (41th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against The Union State Bank Of Everest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$431.0M
$100M–1B institution
Deposits
$387.3M
Branches
9
Capital ratio
9.7%
Bottom 41% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.5%
Top 31% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#89
of 186 banks

How The Union State Bank Of Everest compares to Kansas peers

Capital ratio
Bottom 41% of $100M–1B peers
The Union
9.7%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
The Union
1.5%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Union State Bank Of Everest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Union State Bank Of Everest over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 518 Liberty Street, Oskaloosa, KS 66066
  • 545 Main St, Everest, KS 66424
  • 701 Kansas Ave, Atchison, KS 66002
  • 301 E 15th St, Horton, KS 66439
  • 545 Main St, Everest, KS 66424
  • 321 S Us Highway 169, Gower, MO 64454
  • 1206 W Clay Ave, Plattsburg, MO 64477
  • 8300 N Booth Ave, Kansas City, MO 64158
  • 117 S Union St, Mc Louth, KS 66054

Are deposits at The Union State Bank Of Everest insured?

Yes. The Union State Bank Of Everest is an FDIC-insured bank (FDIC certificate #18610). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Union State Bank Of Everest: frequently asked questions

Is The Union State Bank Of Everest a good bank?

The Union State Bank Of Everest earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.53%).

Is The Union State Bank Of Everest FDIC-insured?

Yes. The Union State Bank Of Everest is a FDIC-insured bank (FDIC certificate #18610). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Union State Bank Of Everest?

The Union State Bank Of Everest holds $431 million in total assets, ranking 89th of 186 banks we track in Kansas. It operates 9 branches.

Does The Union State Bank Of Everest have CFPB complaints?

No CFPB complaints against The Union State Bank Of Everest appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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