Cottonwood Valley Bank is a bank based in Cedar Point, Kansas, established in 1914, with $38 million in total assets across 4 branches. By Trust Grade it ranks 27th of 186 banks we track in Kansas. Its capital ratio of 11.0% trails most similarly sized banks (39th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Cottonwood Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cottonwood Valley Bank compares to Kansas peers
How we graded Cottonwood Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cottonwood Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 106 Main St, Cedar Point, KS 66843
- 417 Main St, Florence, KS 66851
- 200 Broadway St, Cottonwood Falls, KS 66845
- 220 W Main St, Lincolnville, KS 66858
Are deposits at Cottonwood Valley Bank insured?
Yes. Cottonwood Valley Bank is an FDIC-insured bank (FDIC certificate #17160). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cottonwood Valley Bank: frequently asked questions
Is Cottonwood Valley Bank a good bank?
Cottonwood Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.06%).
Is Cottonwood Valley Bank FDIC-insured?
Yes. Cottonwood Valley Bank is a FDIC-insured bank (FDIC certificate #17160). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cottonwood Valley Bank?
Cottonwood Valley Bank holds $38 million in total assets, ranking 27th of 186 banks we track in Kansas. It operates 4 branches.
Does Cottonwood Valley Bank have CFPB complaints?
No CFPB complaints against Cottonwood Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
