Union State Bank is a bank based in Arkansas City, Kansas, established in 1908, with $662 million in total assets across 12 branches. By Trust Grade it ranks 44th of 186 banks we track in Kansas. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Union State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union State Bank compares to Kansas peers
How we graded Union State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Strongly profitable (ROA 1.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 127 S Summit St, Arkansas City, KS 67005
- 121 W 9th Ave, Winfield, KS 67156
- 1329 N 1st St, Arkansas City, KS 67005
- 1212 Washington Rd, Newton, KS 67114
- 527 N Main St, Newton, KS 67114
- 2100 Pike Rd, Winfield, KS 67156
- 2327 N Ridge Rd, Wichita, KS 67205
- 700 N Summit St, Arkansas City, KS 67005
- 10111 E 21st St N, Wichita, KS 67206
- 4110 Nowata Rd, Bartlesville, OK 74006
- 823 Main St, Winfield, KS 67156
- 119 W 1st St, Udall, KS 67146
Are deposits at Union State Bank insured?
Yes. Union State Bank is an FDIC-insured bank (FDIC certificate #1869). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union State Bank: frequently asked questions
Is Union State Bank a good bank?
Union State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.19%).
Is Union State Bank FDIC-insured?
Yes. Union State Bank is a FDIC-insured bank (FDIC certificate #1869). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Union State Bank?
Union State Bank holds $662 million in total assets, ranking 44th of 186 banks we track in Kansas. It operates 12 branches.
Does Union State Bank have CFPB complaints?
No CFPB complaints against Union State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
