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Liberty National Bank

Sioux City, IA · Est. 2003 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Liberty National Bank is a bank based in Sioux City, Iowa, established in 2003, with $605 million in total assets across 10 branches. By Trust Grade it ranks 83rd of 226 banks we track in Iowa. Its capital ratio of 17.0% is stronger than 94% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Liberty National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$605.2M
$100M–1B institution
Deposits
$442.3M
Branches
10
Capital ratio
17.0%
Top 6% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.3%
Top 44% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#83
of 226 banks

How Liberty National Bank compares to Iowa peers

Capital ratio
Top 6% of $100M–1B peers
Liberty National
17.0%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Liberty National
1.3%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Liberty National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.0% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Liberty National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 112 E Main St, Elk Point, SD 57025
  • 113 Military Rd, North Sioux City, SD 57049
  • 3520 S Louise Ave, Sioux Falls, SD 57106
  • 4425 Singing Hills Blvd, Sioux City, IA 51106
  • 4425 Singing Hills Blvd, Sioux City, IA 51106
  • 112 E Main St, Elk Point, SD 57025
  • 324 Dakota Dunes Blvd, Dakota Dunes, SD 57049
  • 133 S Main Ave, Sioux Falls, SD 57104
  • 1807 Highway 71 N, Okoboji, IA 51355
  • 5260 Nw 86th St, Johnston, IA 50131

Are deposits at Liberty National Bank insured?

Yes. Liberty National Bank is an FDIC-insured bank (FDIC certificate #57505). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Liberty National Bank: frequently asked questions

Is Liberty National Bank a good bank?

Liberty National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Strongly profitable (ROA 1.30%).

Is Liberty National Bank FDIC-insured?

Yes. Liberty National Bank is a FDIC-insured bank (FDIC certificate #57505). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Liberty National Bank?

Liberty National Bank holds $605 million in total assets, ranking 83rd of 226 banks we track in Iowa. It operates 10 branches.

Does Liberty National Bank have CFPB complaints?

No CFPB complaints against Liberty National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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