St. Ansgar State Bank is a bank based in Saint Ansgar, Iowa, established in 1891, with $189 million in total assets across 2 branches. By Trust Grade it ranks 132nd of 226 banks we track in Iowa. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against St. Ansgar State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. Ansgar State Bank compares to Iowa peers
How we graded St. Ansgar State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. Ansgar State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 237 W 4th St, Saint Ansgar, IA 50472
- 102 S Broad St, Stacyville, IA 50476
Are deposits at St. Ansgar State Bank insured?
Yes. St. Ansgar State Bank is an FDIC-insured bank (FDIC certificate #17259). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. Ansgar State Bank: frequently asked questions
Is St. Ansgar State Bank a good bank?
St. Ansgar State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.04%).
Is St. Ansgar State Bank FDIC-insured?
Yes. St. Ansgar State Bank is a FDIC-insured bank (FDIC certificate #17259). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is St. Ansgar State Bank?
St. Ansgar State Bank holds $189 million in total assets, ranking 132nd of 226 banks we track in Iowa. It operates 2 branches.
Does St. Ansgar State Bank have CFPB complaints?
No CFPB complaints against St. Ansgar State Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
