Nsb Bank is a bank based in Mason City, Iowa, established in 1933, with $479 million in total assets across 6 branches. By Trust Grade it ranks 200th of 226 banks we track in Iowa. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Nsb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Nsb Bank compares to Iowa peers
How we graded Nsb Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Nsb Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 173 Main St N, Titonka, IA 50480
- 900 Central Ave, Northwood, IA 50459
- 451 S Illinois Ave, Mason City, IA 50401
- 11723 Highway 9, Thompson, IA 50478
- 101 Highway 69 N, Forest City, IA 50436
- 2650 4th St Sw, Mason City, IA 50401
Are deposits at Nsb Bank insured?
Yes. Nsb Bank is an FDIC-insured bank (FDIC certificate #8094). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Nsb Bank: frequently asked questions
Is Nsb Bank a good bank?
Nsb Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.81%).
Is Nsb Bank FDIC-insured?
Yes. Nsb Bank is a FDIC-insured bank (FDIC certificate #8094). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Nsb Bank?
Nsb Bank holds $479 million in total assets, ranking 200th of 226 banks we track in Iowa. It operates 6 branches.
Does Nsb Bank have CFPB complaints?
No CFPB complaints against Nsb Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
