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Keystone Savings Bank

Marengo, IA · Est. 1935 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Keystone Savings Bank is a bank based in Marengo, Iowa, established in 1935, with $210 million in total assets across 5 branches. By Trust Grade it ranks 176th of 226 banks we track in Iowa. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Keystone Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$210.0M
$100M–1B institution
Deposits
$177.8M
Branches
5
Capital ratio
10.0%
Bottom 47% of $100M–1B peers · Iowa median 10.2%
Return on assets
0.3%
Bottom 9% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#176
of 226 banks

How Keystone Savings Bank compares to Iowa peers

Capital ratio
Bottom 47% of $100M–1B peers
Keystone Savings
10.0%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Keystone Savings
0.3%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Keystone Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.0% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Keystone Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 330 Western Avenue, Marengo, IA 52301
  • 81 Main St, Keystone, IA 52249
  • 807 Rosedale Dr, Center Point, IA 52213
  • 6871 Ne 12th Ave, Pleasant Hill, IA 50327
  • 606 3rd St, Victor, IA 52347

Are deposits at Keystone Savings Bank insured?

Yes. Keystone Savings Bank is an FDIC-insured bank (FDIC certificate #17993). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Keystone Savings Bank: frequently asked questions

Is Keystone Savings Bank a good bank?

Keystone Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.32%).

Is Keystone Savings Bank FDIC-insured?

Yes. Keystone Savings Bank is a FDIC-insured bank (FDIC certificate #17993). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Keystone Savings Bank?

Keystone Savings Bank holds $210 million in total assets, ranking 176th of 226 banks we track in Iowa. It operates 5 branches.

Does Keystone Savings Bank have CFPB complaints?

No CFPB complaints against Keystone Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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