Skip to main content
bank

Kerndt Brothers Savings Bank

Lansing, IA · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Kerndt Brothers Savings Bank is a bank based in Lansing, Iowa, established in 1908, with $351 million in total assets across 6 branches. By Trust Grade it ranks 97th of 226 banks we track in Iowa. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 3.52% return on assets. No consumer complaints against Kerndt Brothers Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$350.9M
$100M–1B institution
Deposits
$287.9M
Branches
6
Capital ratio
10.5%
Top 45% of $100M–1B peers · Iowa median 10.2%
Return on assets
3.5%
Top 1% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#97
of 226 banks

How Kerndt Brothers Savings Bank compares to Iowa peers

Capital ratio
Top 45% of $100M–1B peers
Kerndt Brothers
10.5%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Kerndt Brothers
3.5%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Kerndt Brothers Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 3.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kerndt Brothers Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 200 Mill St, Clermont, IA 52135
  • 205 N Vine St, West Union, IA 52175
  • 820 11th Ave Sw, Waukon, IA 52172
  • 600 Boyson Rd Ne, Cedar Rapids, IA 52402
  • 801 S Mechanic St, Decorah, IA 52101
  • 370 Main St, Lansing, IA 52151

Are deposits at Kerndt Brothers Savings Bank insured?

Yes. Kerndt Brothers Savings Bank is an FDIC-insured bank (FDIC certificate #8761). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kerndt Brothers Savings Bank: frequently asked questions

Is Kerndt Brothers Savings Bank a good bank?

Kerndt Brothers Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 3.52%).

Is Kerndt Brothers Savings Bank FDIC-insured?

Yes. Kerndt Brothers Savings Bank is a FDIC-insured bank (FDIC certificate #8761). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kerndt Brothers Savings Bank?

Kerndt Brothers Savings Bank holds $351 million in total assets, ranking 97th of 226 banks we track in Iowa. It operates 6 branches.

Does Kerndt Brothers Savings Bank have CFPB complaints?

No CFPB complaints against Kerndt Brothers Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

American State Bank
bank · Osceola, IA · $352M assets
New Albin Savings Bank
bank · New Albin, IA · $348M assets
Citizens First Bank
bank · Clinton, IA · $359M assets
Community State Bank
bank · Spencer, IA · $341M assets
Farmers Trust And Savings Bank
bank · Buffalo Center, IA · $361M assets
Glenwood State Bank
bank · Glenwood, IA · $362M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →