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Peoples Savings Bank

Indianola, IA · Est. 1998 · Website ↗
B
Trust Grade
Strong
Score: 82/100

Peoples Savings Bank is a bank based in Indianola, Iowa, established in 1998, with $652 million in total assets across 8 branches. By Trust Grade it ranks 214th of 226 banks we track in Iowa. Its capital ratio of 6.1% trails most similarly sized banks (3th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Peoples Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$652.1M
$100M–1B institution
Deposits
$582.1M
Branches
8
Capital ratio
6.1%
Bottom 3% of $100M–1B peers · Iowa median 10.2%
Return on assets
0.8%
Bottom 29% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#214
of 226 banks

How Peoples Savings Bank compares to Iowa peers

Capital ratio
Bottom 3% of $100M–1B peers
Peoples Savings
6.1%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
Peoples Savings
0.8%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Peoples Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (6.1% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 802 W Jasper St, Pleasantville, IA 50225
  • 103 E Main St, Lacona, IA 50139
  • 201 Main St, Milo, IA 50166
  • 2720 Gateway Dr, Carlisle, IA 50047
  • 215 N 5th St, Seymour, IA 52590
  • 400 E Iowa Ave, Indianola, IA 50125
  • 413 E Main St, Knoxville, IA 50138
  • 2005 Court Ave, Chariton, IA 50049

Are deposits at Peoples Savings Bank insured?

Yes. Peoples Savings Bank is an FDIC-insured bank (FDIC certificate #34973). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Savings Bank: frequently asked questions

Is Peoples Savings Bank a good bank?

Peoples Savings Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (6.1% capital ratio); Profitable (ROA 0.85%).

Is Peoples Savings Bank FDIC-insured?

Yes. Peoples Savings Bank is a FDIC-insured bank (FDIC certificate #34973). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Savings Bank?

Peoples Savings Bank holds $652 million in total assets, ranking 214th of 226 banks we track in Iowa. It operates 8 branches.

Does Peoples Savings Bank have CFPB complaints?

No CFPB complaints against Peoples Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Midstates Bank, National Association
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First State Bank
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Marion County State Bank
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Community Savings Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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