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Hills Bank And Trust Company

Hills, IA · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Hills Bank And Trust Company is a bank based in Hills, Iowa, established in 1904, with $4.7 billion in total assets across 21 branches. By Trust Grade it ranks 30th of 226 banks we track in Iowa. Its capital ratio of 12.8% is stronger than 83% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Hills Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.7B
$1B–10B institution
Deposits
$3.6B
Branches
21
Capital ratio
12.8%
Top 17% of $1B–10B peers · Iowa median 10.2%
Return on assets
1.9%
Top 13% of $1B–10B peers · Iowa median 1.31%
Rank in Iowa
#30
of 226 banks

How Hills Bank And Trust Company compares to Iowa peers

Capital ratio
Top 17% of $1B–10B peers
Hills Bank
12.8%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $1B–10B peers
Hills Bank
1.9%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Hills Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.8% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hills Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 1009 2nd St, Coralville, IA 52241
  • 720 1st Ave Se, Mount Vernon, IA 52314
  • 103 W Main St, Lisbon, IA 52253
  • 1401 S Gilbert St, Iowa City, IA 52240
  • 2621 Muscatine Ave, Iowa City, IA 52240
  • 25 Highway 965, North Liberty, IA 52317
  • 201 S Clinton St, Iowa City, IA 52240
  • 3610 Williams Blvd Sw, Cedar Rapids, IA 52404
  • 800 11th St, Marion, IA 52302
  • 701 Oaknoll Dr, Iowa City, IA 52246
  • 229 8th Ave, Wellman, IA 52356
  • 3905 Blairs Ferry Rd Ne, Cedar Rapids, IA 52402
  • 590 W Forevergreen Rd, North Liberty, IA 52317
  • 200 Hawkins Dr, Iowa City, IA 52242
  • 2481 Highway 92, Washington, IA 52353
  • 120 5th St, Kalona, IA 52247
  • 3204 7th Ave, Marion, IA 52302
  • 240 3rd Ave Se, Cedar Rapids, IA 52401
  • 200 W State St, Williamsburg, IA 52361
  • 2640 N Scott Blvd, Iowa City, IA 52245
  • 131 Main St, Hills, IA 52235

Are deposits at Hills Bank And Trust Company insured?

Yes. Hills Bank And Trust Company is an FDIC-insured bank (FDIC certificate #14650). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hills Bank And Trust Company: frequently asked questions

Is Hills Bank And Trust Company a good bank?

Hills Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.91%).

Is Hills Bank And Trust Company FDIC-insured?

Yes. Hills Bank And Trust Company is a FDIC-insured bank (FDIC certificate #14650). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hills Bank And Trust Company?

Hills Bank And Trust Company holds $4.7 billion in total assets, ranking 30th of 226 banks we track in Iowa. It operates 21 branches.

Does Hills Bank And Trust Company have CFPB complaints?

No CFPB complaints against Hills Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Cedar Rapids Bank And Trust Company
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Fidelity Bank & Trust
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United Bank Of Iowa
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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