Farmers Savings Bank is a bank based in Fostoria, Iowa, established in 1916, with $216 million in total assets across 3 branches. By Trust Grade it ranks 117th of 226 banks we track in Iowa. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Farmers Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers Savings Bank compares to Iowa peers
How we graded Farmers Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 10 Highway Avenue Northwest, Fostoria, IA 51340
- 2121 Okoboji Ave, Milford, IA 51351
- 1109 18th St, Spirit Lake, IA 51360
Are deposits at Farmers Savings Bank insured?
Yes. Farmers Savings Bank is an FDIC-insured bank (FDIC certificate #18284). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers Savings Bank: frequently asked questions
Is Farmers Savings Bank a good bank?
Farmers Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.91%).
Is Farmers Savings Bank FDIC-insured?
Yes. Farmers Savings Bank is a FDIC-insured bank (FDIC certificate #18284). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers Savings Bank?
Farmers Savings Bank holds $216 million in total assets, ranking 117th of 226 banks we track in Iowa. It operates 3 branches.
Does Farmers Savings Bank have CFPB complaints?
No CFPB complaints against Farmers Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
