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Community Bank

Dunlap, IA · Est. 1926 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community Bank is a bank based in Dunlap, Iowa, established in 1926, with $140 million in total assets across 7 branches. By Trust Grade it ranks 29th of 226 banks we track in Iowa. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$139.7M
$100M–1B institution
Deposits
$124.3M
Branches
7
Capital ratio
10.5%
Top 44% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.0%
Bottom 39% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#29
of 226 banks

How Community Bank compares to Iowa peers

Capital ratio
Top 44% of $100M–1B peers
Community Bank
10.5%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
Community Bank
1.0%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 224 E 7th St, Logan, IA 51546
  • 203 N Main St, Modale, IA 51556
  • 131 E Main St, Ute, IA 51060
  • 205 1st St, Soldier, IA 51572
  • 106 Main St, Persia, IA 51563
  • 120 1st St, Pisgah, IA 51564
  • 601 Iowa Ave, Dunlap, IA 51529

Are deposits at Community Bank insured?

Yes. Community Bank is an FDIC-insured bank (FDIC certificate #14649). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank: frequently asked questions

Is Community Bank a good bank?

Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.01%).

Is Community Bank FDIC-insured?

Yes. Community Bank is a FDIC-insured bank (FDIC certificate #14649). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank?

Community Bank holds $140 million in total assets, ranking 29th of 226 banks we track in Iowa. It operates 7 branches.

Does Community Bank have CFPB complaints?

No CFPB complaints against Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Union State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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