Decorah Bank & Trust Company is a bank based in Decorah, Iowa, established in 1935, with $780 million in total assets across 3 branches. By Trust Grade it ranks 35th of 226 banks we track in Iowa. Its capital ratio of 10.1% is stronger than 50% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Decorah Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Decorah Bank & Trust Company compares to Iowa peers
How we graded Decorah Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Decorah Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1006 Division St, Decorah, IA 52101
- 126 2nd Ave Se, Cresco, IA 52136
- 202 E Water St, Decorah, IA 52101
Are deposits at Decorah Bank & Trust Company insured?
Yes. Decorah Bank & Trust Company is an FDIC-insured bank (FDIC certificate #15200). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Decorah Bank & Trust Company: frequently asked questions
Is Decorah Bank & Trust Company a good bank?
Decorah Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.52%).
Is Decorah Bank & Trust Company FDIC-insured?
Yes. Decorah Bank & Trust Company is a FDIC-insured bank (FDIC certificate #15200). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Decorah Bank & Trust Company?
Decorah Bank & Trust Company holds $780 million in total assets, ranking 35th of 226 banks we track in Iowa. It operates 3 branches.
Does Decorah Bank & Trust Company have CFPB complaints?
No CFPB complaints against Decorah Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
