Skip to main content
bank

The Clinton National Bank

Clinton, IA · Est. 1865 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Clinton National Bank is a bank based in Clinton, Iowa, established in 1865, with $432 million in total assets across 8 branches. By Trust Grade it ranks 152nd of 226 banks we track in Iowa. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against The Clinton National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$431.9M
$100M–1B institution
Deposits
$375.7M
Branches
8
Capital ratio
10.2%
Top 50% of $100M–1B peers · Iowa median 10.2%
Return on assets
0.7%
Bottom 21% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#152
of 226 banks

How The Clinton National Bank compares to Iowa peers

Capital ratio
Top 50% of $100M–1B peers
The Clinton
10.2%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
The Clinton
0.7%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The Clinton National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (10.2% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Clinton National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 329 Ferry Rd, Miles, IA 52064
  • 817 9th Ave, Camanche, IA 52730
  • 1 W White St, Preston, IA 52069
  • 2350 Lincoln Way, Clinton, IA 52732
  • 1912 N 2nd St, Clinton, IA 52732
  • 404 Sycamore St, Sabula, IA 52070
  • 235 6th Ave S, Clinton, IA 52732
  • 4330 140th St, Andover, IA 52701

Are deposits at The Clinton National Bank insured?

Yes. The Clinton National Bank is an FDIC-insured bank (FDIC certificate #4439). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Clinton National Bank: frequently asked questions

Is The Clinton National Bank a good bank?

The Clinton National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.69%).

Is The Clinton National Bank FDIC-insured?

Yes. The Clinton National Bank is a FDIC-insured bank (FDIC certificate #4439). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Clinton National Bank?

The Clinton National Bank holds $432 million in total assets, ranking 152nd of 226 banks we track in Iowa. It operates 8 branches.

Does The Clinton National Bank have CFPB complaints?

No CFPB complaints against The Clinton National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Freedombank
bank · Elkader, IA · $440M assets
Central State Bank
bank · Coralville, IA · $441M assets
Northeast Security Bank
bank · Sumner, IA · $443M assets
Maquoketa State Bank
bank · Maquoketa, IA · $445M assets
Waukon State Bank
bank · Waukon, IA · $450M assets
First Iowa State Bank
bank · Albia, IA · $404M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →