Atkins Savings Bank & Trust is a bank based in Atkins, Iowa, established in 1915, with $172 million in total assets across 1 branch. By Trust Grade it ranks 169th of 226 banks we track in Iowa. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Atkins Savings Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Atkins Savings Bank & Trust compares to Iowa peers
How we graded Atkins Savings Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Atkins Savings Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 97 Main Ave, Atkins, IA 52206
Are deposits at Atkins Savings Bank & Trust insured?
Yes. Atkins Savings Bank & Trust is an FDIC-insured bank (FDIC certificate #9096). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Atkins Savings Bank & Trust: frequently asked questions
Is Atkins Savings Bank & Trust a good bank?
Atkins Savings Bank & Trust earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.56%).
Is Atkins Savings Bank & Trust FDIC-insured?
Yes. Atkins Savings Bank & Trust is a FDIC-insured bank (FDIC certificate #9096). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Atkins Savings Bank & Trust?
Atkins Savings Bank & Trust holds $172 million in total assets, ranking 169th of 226 banks we track in Iowa. It operates 1 branch.
Does Atkins Savings Bank & Trust have CFPB complaints?
No CFPB complaints against Atkins Savings Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
