First National Bank, Ames, Iowa is a bank based in Ames, Iowa, established in 1903, with $1.1 billion in total assets across 10 branches. By Trust Grade it ranks 129th of 226 banks we track in Iowa. Its capital ratio of 9.4% trails most similarly sized banks (33th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against First National Bank, Ames, Iowa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank, Ames, Iowa compares to Iowa peers
How we graded First National Bank, Ames, Iowa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank, Ames, Iowa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 405 5th St, Ames, IA 50010
- 3334 Lincoln Way, Ames, IA 50014
- 2406 Grand Ave, Ames, IA 50010
- 301 5th St, West Des Moines, IA 50265
- 1320 Jeffreys Drive, Osceola, IA 50213
- 5625 Mills Civic Pkwy, West Des Moines, IA 50266
- 1205 N Ankeny Blvd, Ankeny, IA 50023
- 2200 Hamilton Dr, Ames, IA 50014
- 9225 Cascade Ave, West Des Moines, IA 50266
- 139 S Main St, Osceola, IA 50213
Are deposits at First National Bank, Ames, Iowa insured?
Yes. First National Bank, Ames, Iowa is an FDIC-insured bank (FDIC certificate #1545). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank, Ames, Iowa: frequently asked questions
Is First National Bank, Ames, Iowa a good bank?
First National Bank, Ames, Iowa earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.17%).
Is First National Bank, Ames, Iowa FDIC-insured?
Yes. First National Bank, Ames, Iowa is a FDIC-insured bank (FDIC certificate #1545). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank, Ames, Iowa?
First National Bank, Ames, Iowa holds $1.1 billion in total assets, ranking 129th of 226 banks we track in Iowa. It operates 10 branches.
Does First National Bank, Ames, Iowa have CFPB complaints?
No CFPB complaints against First National Bank, Ames, Iowa appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
