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United Fidelity Bank, Fsb

Evansville, IN · Est. 1931 · Website ↗
B
Trust Grade
Strong
Score: 88/100

United Fidelity Bank, Fsb is a bank based in Evansville, Indiana, established in 1931, with $6.3 billion in total assets across 22 branches. By Trust Grade it ranks 73rd of 89 banks we track in Indiana. Its capital ratio of 10.2% trails most similarly sized banks (48th percentile), versus a Indiana median of 9.6%. It posted a loss over the most recent period (-0.25% return on assets), a point to watch. No consumer complaints against United Fidelity Bank, Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.3B
$1B–10B institution
Deposits
$5.5B
Branches
22
Capital ratio
10.2%
Bottom 48% of $1B–10B peers · Indiana median 9.6%
Return on assets
-0.2%
Bottom 2% of $1B–10B peers · Indiana median 1.05%
Rank in Indiana
#73
of 89 banks

How United Fidelity Bank, Fsb compares to Indiana peers

Capital ratio
Bottom 48% of $1B–10B peers
United Fidelity
10.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $1B–10B peers
United Fidelity
-0.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded United Fidelity Bank, Fsb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (10.2% capital ratio)
  • Unprofitable over the period (ROA -0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Fidelity Bank, Fsb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (22)

  • 135 Perry Ave Se, Fort Walton Beach, FL 32548
  • 320 N Main St, Saint Elmo, IL 62458
  • 1701 W 87th St, Chicago, IL 60620
  • 3 S Broadway, Herrick, IL 62431
  • 2202 W Main St, Shelbyville, IL 62565
  • 363 Old Highway 98, Destin, FL 32550
  • 700 S Green River Rd, Evansville, IN 47715
  • 4441 1st Ave, Evansville, IN 47710
  • 4801 W Lloyd Expy, Evansville, IN 47712
  • 978 S Havana St, Aurora, CO 80012
  • 10537 S Halsted St, Chicago, IL 60628
  • 18 Nw 4th St, Evansville, IN 47708
  • 14241 Metro Pkwy, Fort Myers, FL 33912
  • 8533 Bell Oaks Dr, Newburgh, IN 47630
  • 6702 Peters Road, Christiansted, VI 00820
  • 500 E 4th St, Mount Vernon, IN 47620
  • 5025 Anchor Way, Christiansted, VI 00820
  • 2480 W Alameda Ave, Denver, CO 80223
  • 800 S Rangeline Rd, Carmel, IN 46032
  • 319 N Saint Joseph Ave, Evansville, IN 47712
  • 810 E Locust St, Fort Branch, IN 47648
  • 126 N Grand Ave, Cowden, IL 62422

Are deposits at United Fidelity Bank, Fsb insured?

Yes. United Fidelity Bank, Fsb is an FDIC-insured bank (FDIC certificate #29566). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Fidelity Bank, Fsb: frequently asked questions

Is United Fidelity Bank, Fsb a good bank?

United Fidelity Bank, Fsb earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Unprofitable over the period (ROA -0.25%).

Is United Fidelity Bank, Fsb FDIC-insured?

Yes. United Fidelity Bank, Fsb is a FDIC-insured bank (FDIC certificate #29566). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Fidelity Bank, Fsb?

United Fidelity Bank, Fsb holds $6.3 billion in total assets, ranking 73rd of 89 banks we track in Indiana. It operates 22 branches.

Does United Fidelity Bank, Fsb have CFPB complaints?

No CFPB complaints against United Fidelity Bank, Fsb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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