Demotte State Bank is a bank based in Demotte, Indiana, established in 1942, with $606 million in total assets across 10 branches. By Trust Grade it ranks 57th of 89 banks we track in Indiana. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Demotte State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Demotte State Bank compares to Indiana peers
How we graded Demotte State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Demotte State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 210 S Halleck St, Demotte, IN 46310
- 507 S Main St, Hebron, IN 46341
- 325 N Halleck St, De Motte, IN 46310
- 1615 E Commercial Ave, Lowell, IN 46356
- 1501 S Heaton St, Knox, IN 46534
- 9603 W 133rd Ave, Cedar Lake, IN 46303
- 5650 State Road 10, Roselawn, IN 46372
- 211 W Drexel Pkwy, Rensselaer, IN 47978
- 125 S Bierma St, Wheatfield, IN 46392
- 101 S Main St, Morocco, IN 47963
Are deposits at Demotte State Bank insured?
Yes. Demotte State Bank is an FDIC-insured bank (FDIC certificate #15883). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Demotte State Bank: frequently asked questions
Is Demotte State Bank a good bank?
Demotte State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.85%).
Is Demotte State Bank FDIC-insured?
Yes. Demotte State Bank is a FDIC-insured bank (FDIC certificate #15883). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Demotte State Bank?
Demotte State Bank holds $606 million in total assets, ranking 57th of 89 banks we track in Indiana. It operates 10 branches.
Does Demotte State Bank have CFPB complaints?
No CFPB complaints against Demotte State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
