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Hoosier Heartland State Bank

Crawfordsville, IN · Est. 1899 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Hoosier Heartland State Bank is a bank based in Crawfordsville, Indiana, established in 1899, with $351 million in total assets across 7 branches. By Trust Grade it ranks 77th of 89 banks we track in Indiana. Its capital ratio of 7.1% trails most similarly sized banks (8th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Hoosier Heartland State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$351.0M
$100M–1B institution
Deposits
$317.6M
Branches
7
Capital ratio
7.1%
Bottom 8% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#77
of 89 banks

How Hoosier Heartland State Bank compares to Indiana peers

Capital ratio
Bottom 8% of $100M–1B peers
Hoosier Heartland
7.1%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
Hoosier Heartland
1.1%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Hoosier Heartland State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.1% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hoosier Heartland State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 123 E Main St, Ladoga, IN 47954
  • 108 N Indiana St, Roachdale, IN 46172
  • 100 North Meridan St, Linden, IN 47955
  • 4537 S Nucor Rd, Crawfordsville, IN 47933
  • 1400 Darlington Ave, Crawfordsville, IN 47933
  • 100 N Main St, New Ross, IN 47968
  • 1661 S Us Highway 231, Crawfordsville, IN 47933

Are deposits at Hoosier Heartland State Bank insured?

Yes. Hoosier Heartland State Bank is an FDIC-insured bank (FDIC certificate #15566). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hoosier Heartland State Bank: frequently asked questions

Is Hoosier Heartland State Bank a good bank?

Hoosier Heartland State Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Strongly profitable (ROA 1.13%).

Is Hoosier Heartland State Bank FDIC-insured?

Yes. Hoosier Heartland State Bank is a FDIC-insured bank (FDIC certificate #15566). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hoosier Heartland State Bank?

Hoosier Heartland State Bank holds $351 million in total assets, ranking 77th of 89 banks we track in Indiana. It operates 7 branches.

Does Hoosier Heartland State Bank have CFPB complaints?

No CFPB complaints against Hoosier Heartland State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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American Community Bank Of Indiana
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The Garrett State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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