bank

First Farmers Bank & Trust Co.

Converse, IN · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Farmers Bank & Trust Co. is a bank based in Converse, Indiana, established in 1932, with $3.6 billion in total assets across 37 branches. By Trust Grade it ranks 40th of 89 banks we track in Indiana. Its capital ratio of 9.2% trails most similarly sized banks (28th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against First Farmers Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.6B
$1B–10B institution
Deposits
$3.1B
Branches
37
Capital ratio
9.2%
Bottom 28% of $1B–10B peers · Indiana median 9.6%
Return on assets
1.6%
Top 24% of $1B–10B peers · Indiana median 1.05%
Rank in Indiana
#40
of 89 banks

How First Farmers Bank & Trust Co. compares to Indiana peers

Capital ratio
Bottom 28% of $1B–10B peers
First Farmers
9.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $1B–10B peers
First Farmers
1.6%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Farmers Bank & Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Farmers Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (37)

  • 160 W Main St, Russiaville, IN 46979
  • 102 S Main St, Fairmount, IN 46928
  • 103 W National Ave, Brazil, IN 47834
  • 801 Main St, Clay City, IN 47841
  • 8964 N Terre Haute Rd, Paris, IL 61944
  • 2041 N Reed Rd, Kokomo, IN 46901
  • 603 W Main St, Greentown, IN 46936
  • 302 Keller Ave, North Judson, IN 46366
  • 112 S California St, Galveston, IN 46932
  • 10077 N State Road 37, Elwood, IN 46036
  • 825 E Jefferson St, Tipton, IN 46072
  • 410 Flint Way, Kokomo, IN 46902
  • 120 S Broadway, Peru, IN 46970
  • 1004 N Cass St, Wabash, IN 46992
  • 3910 E Market St, Logansport, IN 46947
  • 147 W Monroe Ave, Chrisman, IL 61924
  • 501 W Lincoln Rd, Kokomo, IN 46902
  • 12 W Main St, Oakland, IL 61943
  • 1402 S Heaton St, Knox, IN 46534
  • 244 Hauenstein Rd, Huntington, IN 46750
  • 1710 W Kem Rd, Marion, IN 46952
  • 315 E Davis Dr, Terre Haute, IN 47802
  • 101 W Sycamore St, Kokomo, IN 46901
  • 709 E Columbia St, Flora, IN 46929
  • 2359 S State Road 46, Terre Haute, IN 47803
  • 905 S Dixie Hwy, Hoopeston, IL 60942
  • 3510 State Road 38 E, Lafayette, IN 47905
  • 1100 S Peru St, Cicero, IN 46034
  • 858 N Broadway, Peru, IN 46970
  • 639 Main Street, Lafayette, IN 47901
  • 1511 W South St, Lebanon, IN 46052
  • 175 S Rangeline Rd, Carmel, IN 46032
  • 106 S Oakwood St, Oakwood, IL 61858
  • 123 N Jefferson St, Converse, IN 46919
  • 2400 W State Road 38, Sheridan, IN 46069
  • 32 S Court St, Sullivan, IN 47882
  • 101 N Main St, Culver, IN 46511

Are deposits at First Farmers Bank & Trust Co. insured?

Yes. First Farmers Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #12839). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Farmers Bank & Trust Co.: frequently asked questions

Is First Farmers Bank & Trust Co. a good bank?

First Farmers Bank & Trust Co. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.60%).

Is First Farmers Bank & Trust Co. FDIC-insured?

Yes. First Farmers Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #12839). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Farmers Bank & Trust Co.?

First Farmers Bank & Trust Co. holds $3.6 billion in total assets, ranking 40th of 89 banks we track in Indiana. It operates 37 branches.

Does First Farmers Bank & Trust Co. have CFPB complaints?

No CFPB complaints against First Farmers Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Star Financial Bank
bank · Fort Wayne, IN · $3.2B assets · 1 complaints
The National Bank Of Indianapolis
bank · Indianapolis, IN · $3.1B assets
Peoples Bank
bank · Munster, IN · $2.0B assets
First Bank Richmond
bank · Richmond, IN · $1.5B assets
First Internet Bank Of Indiana
bank · Fishers, IN · $5.7B assets
First Harrison Bank
bank · Corydon, IN · $1.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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