North Shore Trust And Savings is a bank based in Waukegan, Illinois, established in 1921, with $270 million in total assets across 3 branches. By Trust Grade it ranks 229th of 328 banks we track in Illinois. Its capital ratio of 22.5% is stronger than 98% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against North Shore Trust And Savings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Shore Trust And Savings compares to Illinois peers
How we graded North Shore Trust And Savings
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.5% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Shore Trust And Savings over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1233 N Green Bay Rd, Waukegan, IL 60085
- 700 S Lewis Ave, Waukegan, IL 60085
- 3060 W Sand Lake Rd, Lindenhurst, IL 60046
Are deposits at North Shore Trust And Savings insured?
Yes. North Shore Trust And Savings is an FDIC-insured bank (FDIC certificate #27683). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Shore Trust And Savings: frequently asked questions
Is North Shore Trust And Savings a good bank?
North Shore Trust And Savings earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (22.5% capital ratio); Profitable (ROA 0.33%).
Is North Shore Trust And Savings FDIC-insured?
Yes. North Shore Trust And Savings is a FDIC-insured bank (FDIC certificate #27683). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is North Shore Trust And Savings?
North Shore Trust And Savings holds $270 million in total assets, ranking 229th of 328 banks we track in Illinois. It operates 3 branches.
Does North Shore Trust And Savings have CFPB complaints?
No CFPB complaints against North Shore Trust And Savings appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
