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Washington State Bank

Washington, IL · Est. 1948 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Washington State Bank is a bank based in Washington, Illinois, established in 1948, with $83 million in total assets across 1 branch. By Trust Grade it ranks 288th of 328 banks we track in Illinois. Its capital ratio of 7.7% trails most similarly sized banks (8th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Washington State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$82.9M
<$100M institution
Deposits
$74.4M
Branches
1
Capital ratio
7.7%
Bottom 8% of <$100M peers · Illinois median 10.3%
Return on assets
0.7%
Bottom 39% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#288
of 328 banks

How Washington State Bank compares to Illinois peers

Capital ratio
Bottom 8% of <$100M peers
Washington State
7.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of <$100M peers
Washington State
0.7%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Washington State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.7% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Washington State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1110 Peoria St, Washington, IL 61571

Are deposits at Washington State Bank insured?

Yes. Washington State Bank is an FDIC-insured bank (FDIC certificate #16667). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Washington State Bank: frequently asked questions

Is Washington State Bank a good bank?

Washington State Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.71%).

Is Washington State Bank FDIC-insured?

Yes. Washington State Bank is a FDIC-insured bank (FDIC certificate #16667). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Washington State Bank?

Washington State Bank holds $83 million in total assets, ranking 288th of 328 banks we track in Illinois. It operates 1 branch.

Does Washington State Bank have CFPB complaints?

No CFPB complaints against Washington State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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