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American Eagle Bank

South Elgin, IL · Est. 2002 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

American Eagle Bank is a bank based in South Elgin, Illinois, established in 2002, with $491 million in total assets across 2 branches. By Trust Grade it ranks 266th of 328 banks we track in Illinois. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against American Eagle Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$490.5M
$100M–1B institution
Deposits
$375.2M
Branches
2
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#266
of 328 banks

How American Eagle Bank compares to Illinois peers

Capital ratio
Bottom 26% of $100M–1B peers
American Eagle
8.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
American Eagle
0.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded American Eagle Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Eagle Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 556 Randall Rd, South Elgin, IL 60177
  • 2255 N Western Ave, Chicago, IL 60647

Are deposits at American Eagle Bank insured?

Yes. American Eagle Bank is an FDIC-insured bank (FDIC certificate #57359). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Eagle Bank: frequently asked questions

Is American Eagle Bank a good bank?

American Eagle Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.50%).

Is American Eagle Bank FDIC-insured?

Yes. American Eagle Bank is a FDIC-insured bank (FDIC certificate #57359). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Eagle Bank?

American Eagle Bank holds $491 million in total assets, ranking 266th of 328 banks we track in Illinois. It operates 2 branches.

Does American Eagle Bank have CFPB complaints?

No CFPB complaints against American Eagle Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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