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Town & Country Bank Midwest

Quincy, IL · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Town & Country Bank Midwest is a bank based in Quincy, Illinois, established in 1910, with $287 million in total assets across 6 branches. By Trust Grade it ranks 6th of 328 banks we track in Illinois. Its capital ratio of 14.5% is stronger than 87% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 3.28% return on assets. No consumer complaints against Town & Country Bank Midwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$286.6M
$100M–1B institution
Deposits
$244.4M
Branches
6
Capital ratio
14.5%
Top 13% of $100M–1B peers · Illinois median 10.3%
Return on assets
3.3%
Top 1% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#6
of 328 banks

How Town & Country Bank Midwest compares to Illinois peers

Capital ratio
Top 13% of $100M–1B peers
Town &
14.5%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Town &
3.3%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Town & Country Bank Midwest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.5% capital ratio)
  • Strongly profitable (ROA 3.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Town & Country Bank Midwest over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 406 State St, La Belle, MO 63447
  • 110 S Main St, La Grange, MO 63448
  • 514 N. Range Line, Lima, IL 62348
  • 210 N 6th St, Warsaw, IL 62379
  • 1405 Harrison St, Quincy, IL 62301
  • 524 N 30th St, Quincy, IL 62301

Are deposits at Town & Country Bank Midwest insured?

Yes. Town & Country Bank Midwest is an FDIC-insured bank (FDIC certificate #10460). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Town & Country Bank Midwest: frequently asked questions

Is Town & Country Bank Midwest a good bank?

Town & Country Bank Midwest earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Strongly profitable (ROA 3.28%).

Is Town & Country Bank Midwest FDIC-insured?

Yes. Town & Country Bank Midwest is a FDIC-insured bank (FDIC certificate #10460). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Town & Country Bank Midwest?

Town & Country Bank Midwest holds $287 million in total assets, ranking 6th of 328 banks we track in Illinois. It operates 6 branches.

Does Town & Country Bank Midwest have CFPB complaints?

No CFPB complaints against Town & Country Bank Midwest appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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