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Alliance Community Bank

Petersburg, IL · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Alliance Community Bank is a bank based in Petersburg, Illinois, established in 1910, with $410 million in total assets across 6 branches. By Trust Grade it ranks 250th of 328 banks we track in Illinois. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Alliance Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$410.2M
$100M–1B institution
Deposits
$364.4M
Branches
6
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#250
of 328 banks

How Alliance Community Bank compares to Illinois peers

Capital ratio
Bottom 19% of $100M–1B peers
Alliance Community
8.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Alliance Community
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Alliance Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliance Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 123 W Elm St, Mason City, IL 62664
  • Route 29 And Andrew Road, Springfield, IL 62707
  • 14202 State Highway 97, Petersburg, IL 62675
  • 200 N West St, Athens, IL 62613
  • 321 N 6th St, Petersburg, IL 62675
  • 4427 And 4431 Yucan Drive, Springfield, IL 62711

Are deposits at Alliance Community Bank insured?

Yes. Alliance Community Bank is an FDIC-insured bank (FDIC certificate #9631). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliance Community Bank: frequently asked questions

Is Alliance Community Bank a good bank?

Alliance Community Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.03%).

Is Alliance Community Bank FDIC-insured?

Yes. Alliance Community Bank is a FDIC-insured bank (FDIC certificate #9631). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alliance Community Bank?

Alliance Community Bank holds $410 million in total assets, ranking 250th of 328 banks we track in Illinois. It operates 6 branches.

Does Alliance Community Bank have CFPB complaints?

No CFPB complaints against Alliance Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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