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Time Bank

Park Ridge, IL · Est. 1995 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Time Bank is a bank based in Park Ridge, Illinois, established in 1995, with $731 million in total assets across 4 branches. By Trust Grade it ranks 80th of 328 banks we track in Illinois. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against Time Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$730.6M
$100M–1B institution
Deposits
$628.6M
Branches
4
Capital ratio
13.0%
Top 20% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.9%
Top 16% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#80
of 328 banks

How Time Bank compares to Illinois peers

Capital ratio
Top 20% of $100M–1B peers
Time Bank
13.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $100M–1B peers
Time Bank
1.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Time Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Time Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1454 W Locust St, Davenport, IA 52804
  • 2550 Middle Rd, Bettendorf, IA 52722
  • 626 W Talcott Rd, Park Ridge, IL 60068
  • 100 E Kimberly Rd, Davenport, IA 52806

Are deposits at Time Bank insured?

Yes. Time Bank is an FDIC-insured bank (FDIC certificate #34038). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Time Bank: frequently asked questions

Is Time Bank a good bank?

Time Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.87%).

Is Time Bank FDIC-insured?

Yes. Time Bank is a FDIC-insured bank (FDIC certificate #34038). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Time Bank?

Time Bank holds $731 million in total assets, ranking 80th of 328 banks we track in Illinois. It operates 4 branches.

Does Time Bank have CFPB complaints?

No CFPB complaints against Time Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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