The Litchfield National Bank is a bank based in Litchfield, Illinois, established in 1907, with $143 million in total assets across 2 branches. By Trust Grade it ranks 284th of 328 banks we track in Illinois. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against The Litchfield National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Litchfield National Bank compares to Illinois peers
How we graded The Litchfield National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Litchfield National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1101 W Union Ave, Litchfield, IL 62056
- 316 N State St, Litchfield, IL 62056
Are deposits at The Litchfield National Bank insured?
Yes. The Litchfield National Bank is an FDIC-insured bank (FDIC certificate #3808). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Litchfield National Bank: frequently asked questions
Is The Litchfield National Bank a good bank?
The Litchfield National Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.85%).
Is The Litchfield National Bank FDIC-insured?
Yes. The Litchfield National Bank is a FDIC-insured bank (FDIC certificate #3808). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Litchfield National Bank?
The Litchfield National Bank holds $143 million in total assets, ranking 284th of 328 banks we track in Illinois. It operates 2 branches.
Does The Litchfield National Bank have CFPB complaints?
No CFPB complaints against The Litchfield National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
