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Lake Forest Bank & Trust Company, National Association

Lake Forest, IL · Est. 1986 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Lake Forest Bank & Trust Company, National Association is a bank based in Lake Forest, Illinois, established in 1986, with $9.0 billion in total assets across 10 branches. By Trust Grade it ranks 156th of 328 banks we track in Illinois. Its capital ratio of 9.6% trails most similarly sized banks (36th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Lake Forest Bank & Trust Company, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.0B
$1B–10B institution
Deposits
$7.0B
Branches
10
Capital ratio
9.6%
Bottom 36% of $1B–10B peers · Illinois median 10.3%
Return on assets
1.7%
Top 18% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#156
of 328 banks

How Lake Forest Bank & Trust Company, National Association compares to Illinois peers

Capital ratio
Bottom 36% of $1B–10B peers
Lake Forest
9.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $1B–10B peers
Lake Forest
1.7%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Lake Forest Bank & Trust Company, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lake Forest Bank & Trust Company, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 4 E Scranton Ave, Lake Bluff, IL 60044
  • 959 S Waukegan Rd, Lake Forest, IL 60045
  • 507 Sheridan Rd, Highwood, IL 60040
  • 1949 Saint Johns Ave, Highland Park, IL 60035
  • 727 N Bank Ln, Lake Forest, IL 60045
  • 3401 9th St N, Naples, FL 34103
  • 2634 Grand Ave, Waukegan, IL 60085
  • 780 N Bank Ln, Lake Forest, IL 60045
  • 26851 S. Tamiami Trail, Bonita Springs, FL 34134
  • 915 Cape Coral Pkwy E, Cape Coral, FL 33904

Are deposits at Lake Forest Bank & Trust Company, National Association insured?

Yes. Lake Forest Bank & Trust Company, National Association is an FDIC-insured bank (FDIC certificate #27589). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lake Forest Bank & Trust Company, National Association: frequently asked questions

Is Lake Forest Bank & Trust Company, National Association a good bank?

Lake Forest Bank & Trust Company, National Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.74%).

Is Lake Forest Bank & Trust Company, National Association FDIC-insured?

Yes. Lake Forest Bank & Trust Company, National Association is a FDIC-insured bank (FDIC certificate #27589). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lake Forest Bank & Trust Company, National Association?

Lake Forest Bank & Trust Company, National Association holds $9.0 billion in total assets, ranking 156th of 328 banks we track in Illinois. It operates 10 branches.

Does Lake Forest Bank & Trust Company, National Association have CFPB complaints?

No CFPB complaints against Lake Forest Bank & Trust Company, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Byline Bank
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Old Second National Bank
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Northbrook Bank And Trust Company, National Association
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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