First Trust Bank Of Illinois is a bank based in Kankakee, Illinois, established in 1998, with $394 million in total assets across 5 branches. By Trust Grade it ranks 215th of 328 banks we track in Illinois. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against First Trust Bank Of Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Trust Bank Of Illinois compares to Illinois peers
How we graded First Trust Bank Of Illinois
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Trust Bank Of Illinois over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 3308 S Waldron Rd, Aroma Park, IL 60910
- 1500 W Court St, Kankakee, IL 60901
- 720 N Convent St, Bourbonnais, IL 60914
- 275 E Court St, Kankakee, IL 60901
- 200 N Front Rd, Danforth, IL 60930
Are deposits at First Trust Bank Of Illinois insured?
Yes. First Trust Bank Of Illinois is an FDIC-insured bank (FDIC certificate #34778). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Trust Bank Of Illinois: frequently asked questions
Is First Trust Bank Of Illinois a good bank?
First Trust Bank Of Illinois earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.09%).
Is First Trust Bank Of Illinois FDIC-insured?
Yes. First Trust Bank Of Illinois is a FDIC-insured bank (FDIC certificate #34778). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Trust Bank Of Illinois?
First Trust Bank Of Illinois holds $394 million in total assets, ranking 215th of 328 banks we track in Illinois. It operates 5 branches.
Does First Trust Bank Of Illinois have CFPB complaints?
No CFPB complaints against First Trust Bank Of Illinois appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
