bank

First Bank Chicago

Highland Park, IL · Est. 1955 · Website ↗

Trust Grade

Strong

Score: 89/100

First Bank Chicago is a bank based in Highland Park, Illinois, established in 1955, with $2.2 billion in total assets across 4 branches. By Trust Grade it ranks 271st of 328 banks we track in Illinois. Its capital ratio of 9.1% trails most similarly sized banks (26th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against First Bank Chicago appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$2.2B

$1B–10B institution

Deposits

$1.8B

Branches

Capital ratio

9.1%

Bottom 26% of $1B–10B peers · Illinois median 10.3%

Return on assets

0.2%

Bottom 5% of $1B–10B peers · Illinois median 1.1%

Rank in Illinois

#271

of 328 banks

How First Bank Chicago compares to Illinois peers

Capital ratio

Bottom 26% of $1B–10B peers

First Bank

9.1%

Illinois median

10.3%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 5% of $1B–10B peers

First Bank

0.2%

Illinois median

1.1%

Higher ROA = more profitable relative to asset base

How we graded First Bank Chicago

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

89/100

Customer experience

n/a

Overall

B · 89

Strongly capitalized (9.1% capital ratio)
Profitable (ROA 0.25%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank Chicago over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

1835 1st St, Highland Park, IL 60035
633 Skokie Blvd, Northbrook, IL 60062
8833 Gross Point Rd, Skokie, IL 60077
1 Westbrook Corporate Ctr, Westchester, IL 60154

Are deposits at First Bank Chicago insured?

Yes. First Bank Chicago is an FDIC-insured bank (FDIC certificate #17470). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank Chicago: frequently asked questions

Is First Bank Chicago a good bank?

First Bank Chicago earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 0.25%).

Is First Bank Chicago FDIC-insured?

Yes. First Bank Chicago is a FDIC-insured bank (FDIC certificate #17470). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank Chicago?

First Bank Chicago holds $2.2 billion in total assets, ranking 271st of 328 banks we track in Illinois. It operates 4 branches.

Does First Bank Chicago have CFPB complaints?

No CFPB complaints against First Bank Chicago appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.