Central Bank Illinois is a bank based in Geneseo, Illinois, established in 1907, with $1.5 billion in total assets across 12 branches. By Trust Grade it ranks 178th of 328 banks we track in Illinois. Its capital ratio of 10.0% trails most similarly sized banks (45th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Central Bank Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Bank Illinois compares to Illinois peers
How we graded Central Bank Illinois
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Profitable (ROA 0.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Bank Illinois over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 440 Mulberry St, Andover, IL 61233
- 425 Us Highway 6 E, Geneseo, IL 61254
- 307 Franklin St, Oregon, IL 61061
- 1404 14th Ave, Fulton, IL 61252
- 317 S Main St, Princeton, IL 61356
- 210 S Main St, Princeton, IL 61356
- 308 Washington St, Prophetstown, IL 61277
- 1721 Midtown Rd, Peru, IL 61354
- 2900 E Lincolnway, Sterling, IL 61081
- 803 Main St, Ashton, IL 61006
- 101 N State St, Geneseo, IL 61254
- 340 May Mart Dr, Rochelle, IL 61068
Are deposits at Central Bank Illinois insured?
Yes. Central Bank Illinois is an FDIC-insured bank (FDIC certificate #11670). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Bank Illinois: frequently asked questions
Is Central Bank Illinois a good bank?
Central Bank Illinois earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.57%).
Is Central Bank Illinois FDIC-insured?
Yes. Central Bank Illinois is a FDIC-insured bank (FDIC certificate #11670). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Central Bank Illinois?
Central Bank Illinois holds $1.5 billion in total assets, ranking 178th of 328 banks we track in Illinois. It operates 12 branches.
Does Central Bank Illinois have CFPB complaints?
No CFPB complaints against Central Bank Illinois appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
