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The Bank Of Commerce

Ammon, ID · Est. 1959 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Bank Of Commerce is a bank based in Ammon, Idaho, established in 1959, with $2.3 billion in total assets across 17 branches. By Trust Grade it ranks 1st of 10 banks we track in Idaho. Its capital ratio of 14.9% is stronger than 93% of similarly sized banks, versus a Idaho median of 11.9%. It was profitable over the most recent period, with a 2.22% return on assets. No consumer complaints against The Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3B
$1B–10B institution
Deposits
$1.9B
Branches
17
Capital ratio
14.9%
Top 7% of $1B–10B peers · Idaho median 11.9%
Return on assets
2.2%
Top 6% of $1B–10B peers · Idaho median 1.18%
Rank in Idaho
#1
of 10 banks

How The Bank Of Commerce compares to Idaho peers

Capital ratio
Top 7% of $1B–10B peers
The Bank
14.9%
Idaho median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $1B–10B peers
The Bank
2.2%
Idaho median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.9% capital ratio)
  • Strongly profitable (ROA 2.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 3113 S 25th E, Ammon, ID 83406
  • 375 Yellowstone Ave, Idaho Falls, ID 83402
  • 1770 E 17th St, Idaho Falls, ID 83404
  • 290 S State St, Shelley, ID 83274
  • 1730 W Broadway St, Idaho Falls, ID 83402
  • 386 Main St, Ririe, ID 83443
  • 184 E 2nd N, Rexburg, ID 83440
  • 65 E Wallace Ave, Driggs, ID 83422
  • 624 Jensen Grove Drive, Blackfoot, Idaho, Blackfoot, ID 83221
  • 590 Tyhee Ave, American Falls, ID 83211
  • 1098 E 1500 N, Terreton, ID 83450
  • 110 S Idaho St, Dillon, MT 59725
  • 1455 Northgate Mile, Idaho Falls, ID 83401
  • 463 Rigby Lake Dr, Rigby, ID 83442
  • 859 S Yellowstone Hwy, Rexburg, ID 83440
  • 241 W Quinn Rd, Pocatello, ID 83201
  • 800 N Overland Ave, Burley, ID 83318

Are deposits at The Bank Of Commerce insured?

Yes. The Bank Of Commerce is an FDIC-insured bank (FDIC certificate #18059). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Commerce: frequently asked questions

Is The Bank Of Commerce a good bank?

The Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 2.22%).

Is The Bank Of Commerce FDIC-insured?

Yes. The Bank Of Commerce is a FDIC-insured bank (FDIC certificate #18059). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Commerce?

The Bank Of Commerce holds $2.3 billion in total assets, ranking 1st of 10 banks we track in Idaho. It operates 17 branches.

Does The Bank Of Commerce have CFPB complaints?

No CFPB complaints against The Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

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Idaho First Bank
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D. L. Evans Bank
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Farmers Bank
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Ireland Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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