Vidalia Federal Savings Bank is a bank based in Vidalia, Georgia, established in 1936, with $214 million in total assets across 2 branches. By Trust Grade it ranks 116th of 124 banks we track in Georgia. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Georgia median of 10.5%. It posted a loss over the most recent period (-0.73% return on assets), a point to watch. No consumer complaints against Vidalia Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vidalia Federal Savings Bank compares to Georgia peers
How we graded Vidalia Federal Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Unprofitable over the period (ROA -0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vidalia Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 209 W Liberty Ave, Lyons, GA 30436
- 300 Jackson St, Vidalia, GA 30474
Are deposits at Vidalia Federal Savings Bank insured?
Yes. Vidalia Federal Savings Bank is an FDIC-insured bank (FDIC certificate #29772). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vidalia Federal Savings Bank: frequently asked questions
Is Vidalia Federal Savings Bank a good bank?
Vidalia Federal Savings Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Unprofitable over the period (ROA -0.73%).
Is Vidalia Federal Savings Bank FDIC-insured?
Yes. Vidalia Federal Savings Bank is a FDIC-insured bank (FDIC certificate #29772). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Vidalia Federal Savings Bank?
Vidalia Federal Savings Bank holds $214 million in total assets, ranking 116th of 124 banks we track in Georgia. It operates 2 branches.
Does Vidalia Federal Savings Bank have CFPB complaints?
No CFPB complaints against Vidalia Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
