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The Farmers Bank

Greensboro, GA · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

The Farmers Bank is a bank based in Greensboro, Georgia, established in 1911, with $177 million in total assets across 1 branch. By Trust Grade it ranks 103rd of 124 banks we track in Georgia. Its capital ratio of 8.4% trails most similarly sized banks (19th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against The Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.5M
$100M–1B institution
Deposits
$161.9M
Branches
1
Capital ratio
8.4%
Bottom 19% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.0%
Bottom 35% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#103
of 124 banks

How The Farmers Bank compares to Georgia peers

Capital ratio
Bottom 19% of $100M–1B peers
The Farmers
8.4%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
The Farmers
1.0%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded The Farmers Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 202a S Main St, Greensboro, GA 30642

Are deposits at The Farmers Bank insured?

Yes. The Farmers Bank is an FDIC-insured bank (FDIC certificate #5709). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers Bank: frequently asked questions

Is The Farmers Bank a good bank?

The Farmers Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.95%).

Is The Farmers Bank FDIC-insured?

Yes. The Farmers Bank is a FDIC-insured bank (FDIC certificate #5709). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers Bank?

The Farmers Bank holds $177 million in total assets, ranking 103rd of 124 banks we track in Georgia. It operates 1 branch.

Does The Farmers Bank have CFPB complaints?

No CFPB complaints against The Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Farmers And Merchants Bank
bank · Sylvania, GA · $172M assets
Farmers State Bank
bank · Lincolnton, GA · $189M assets
West Central Georgia Bank
bank · Thomaston, GA · $163M assets
Peoples Bank
bank · Lyons, GA · $194M assets
Bank Of Dade
bank · Trenton, GA · $161M assets
Bank Of Monticello
bank · Monticello, GA · $160M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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