Banksouth is a bank based in Greensboro, Georgia, established in 1946, with $1.6 billion in total assets across 10 branches. By Trust Grade it ranks 60th of 124 banks we track in Georgia. Its capital ratio of 9.8% trails most similarly sized banks (41th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Banksouth appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Banksouth compares to Georgia peers
How we graded Banksouth
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Banksouth over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 6340 Lake Oconee Pkwy, Greensboro, GA 30642
- 200 N East St, Greensboro, GA 30642
- 2040 Veterans Blvd, Dublin, GA 31021
- 109 E Main St, Dexter, GA 31019
- 2498 W Elm St, Wrightsville, GA 31096
- 112 E Beech St, Cochran, GA 31014
- 18 W Bryan St, Savannah, GA 31401
- 3290 Northside Pkwy Nw, Atlanta, GA 30327
- 1500 Genesis Dr, Ellabell, GA 31308
- 7911 Macon Hwy, Watkinsville, GA 30677
Are deposits at Banksouth insured?
Yes. Banksouth is an FDIC-insured bank (FDIC certificate #16418). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Banksouth: frequently asked questions
Is Banksouth a good bank?
Banksouth earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.48%).
Is Banksouth FDIC-insured?
Yes. Banksouth is a FDIC-insured bank (FDIC certificate #16418). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Banksouth?
Banksouth holds $1.6 billion in total assets, ranking 60th of 124 banks we track in Georgia. It operates 10 branches.
Does Banksouth have CFPB complaints?
No CFPB complaints against Banksouth appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
