South Georgia Bank is a bank based in Glennville, Georgia, established in 1987, with $262 million in total assets across 5 branches. By Trust Grade it ranks 94th of 124 banks we track in Georgia. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against South Georgia Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Georgia Bank compares to Georgia peers
How we graded South Georgia Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Georgia Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 321 N Duval St, Claxton, GA 30417
- 221 S Main St, Reidsville, GA 30453
- 401 S Veterans Blvd, Glennville, GA 30427
- 737 S Main St, Hinesville, GA 31313
- 2839 Central Ave, Augusta, GA 30909
Are deposits at South Georgia Bank insured?
Yes. South Georgia Bank is an FDIC-insured bank (FDIC certificate #32532). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Georgia Bank: frequently asked questions
Is South Georgia Bank a good bank?
South Georgia Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.86%).
Is South Georgia Bank FDIC-insured?
Yes. South Georgia Bank is a FDIC-insured bank (FDIC certificate #32532). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is South Georgia Bank?
South Georgia Bank holds $262 million in total assets, ranking 94th of 124 banks we track in Georgia. It operates 5 branches.
Does South Georgia Bank have CFPB complaints?
No CFPB complaints against South Georgia Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
