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Colony Bank

Fitzgerald, GA · Est. 1976 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Colony Bank is a bank based in Fitzgerald, Georgia, established in 1976, with $3.7 billion in total assets across 33 branches. By Trust Grade it ranks 63rd of 124 banks we track in Georgia. Its capital ratio of 11.0% is stronger than 61% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Colony Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.7B
$1B–10B institution
Deposits
$3.1B
Branches
33
Capital ratio
11.0%
Top 39% of $1B–10B peers · Georgia median 10.5%
Return on assets
0.9%
Bottom 29% of $1B–10B peers · Georgia median 1.53%
Rank in Georgia
#63
of 124 banks

How Colony Bank compares to Georgia peers

Capital ratio
Top 39% of $1B–10B peers
Colony Bank
11.0%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $1B–10B peers
Colony Bank
0.9%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Colony Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Colony Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (33)

  • 108 S Church St, Thomaston, GA 30286
  • 103 Alabama St S, Broxton, GA 31519
  • 5510 Oak St, Eastman, GA 31023
  • 302 S Main St, Fitzgerald, GA 31750
  • 131 W Elm St, Rockmart, GA 30153
  • 1031 E 24th Ave, Cordele, GA 31015
  • 625 Ward St W, Douglas, GA 31533
  • 137 Robert B Lee Dr, Leesburg, GA 31763
  • 639b Veterans Parkway S, Moultrie, GA 31768
  • 1290 S Houston Lake Rd, Warner Robins, GA 31088
  • 406 W Main St, Manchester, GA 31816
  • 12691 N Highway 27, Chickamauga, GA 30707
  • 131 S Dawson St, Thomasville, GA 31792
  • 602 E Screven St, Quitman, GA 31643
  • 3774 Old Us Hwy 41 N, Valdosta, GA 31602
  • 7011 Hodgson Memorial Dr, Savannah, GA 31406
  • 601 N Main St, Sylvester, GA 31791
  • 200 Gunn Rd, Centerville, GA 31028
  • 101 Calumet Center Rd, Lagrange, GA 30241
  • 1581 Bradley Park Dr, Columbus, GA 31904
  • 967 N Main St, Cedartown, GA 30125
  • 5987 Ogeechee Rd, Savannah, GA 31419
  • 515 E Washington Ave, Ashburn, GA 31714
  • 104 2nd St W, Tifton, GA 31794
  • 2915 Kerry Forest Pkwy, Tallahassee, FL 32309
  • 741 Lanier Ave W, Fayetteville, GA 30214
  • 104 Spring Hill Dr, Statesboro, GA 30458
  • 2900 Old Dawson Rd, Albany, GA 31721
  • 920 1st Ave, Rochelle, GA 31079
  • 1412 Bass Rd, Macon, GA 31210
  • 780 Johnson Ferry Rd, Atlanta, GA 30342
  • 10970 San Jose Boulevard, Jacksonville, FL 32223
  • 1201 Town Park Ln, Evans, GA 30809

Are deposits at Colony Bank insured?

Yes. Colony Bank is an FDIC-insured bank (FDIC certificate #22257). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Colony Bank: frequently asked questions

Is Colony Bank a good bank?

Colony Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.94%).

Is Colony Bank FDIC-insured?

Yes. Colony Bank is a FDIC-insured bank (FDIC certificate #22257). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Colony Bank?

Colony Bank holds $3.7 billion in total assets, ranking 63rd of 124 banks we track in Georgia. It operates 33 branches.

Does Colony Bank have CFPB complaints?

No CFPB complaints against Colony Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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