Magnolia State Bank is a bank based in Eastman, Georgia, established in 1919, with $198 million in total assets across 5 branches. By Trust Grade it ranks 57th of 124 banks we track in Georgia. Its capital ratio of 15.2% is stronger than 90% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.14% return on assets. No consumer complaints against Magnolia State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Magnolia State Bank compares to Georgia peers
How we graded Magnolia State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.2% capital ratio)
- Strongly profitable (ROA 2.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Magnolia State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 271 W Clinton St, Gray, GA 31032
- 2451 N Columbia St, Milledgeville, GA 31061
- 100 E Greene St, Milledgeville, GA 31061
- 130 Oak St, Eastman, GA 31023
- 2500 Daniells Bridge Road, Athens, GA 30606
Are deposits at Magnolia State Bank insured?
Yes. Magnolia State Bank is an FDIC-insured bank (FDIC certificate #877). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Magnolia State Bank: frequently asked questions
Is Magnolia State Bank a good bank?
Magnolia State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 2.14%).
Is Magnolia State Bank FDIC-insured?
Yes. Magnolia State Bank is a FDIC-insured bank (FDIC certificate #877). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Magnolia State Bank?
Magnolia State Bank holds $198 million in total assets, ranking 57th of 124 banks we track in Georgia. It operates 5 branches.
Does Magnolia State Bank have CFPB complaints?
No CFPB complaints against Magnolia State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
