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Promiseone Bank

Duluth, GA · Est. 2008 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Promiseone Bank is a bank based in Duluth, Georgia, established in 2008, with $840 million in total assets across 10 branches. By Trust Grade it ranks 104th of 124 banks we track in Georgia. Its capital ratio of 8.1% trails most similarly sized banks (17th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Promiseone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$840.4M
$100M–1B institution
Deposits
$762.1M
Branches
10
Capital ratio
8.1%
Bottom 17% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.4%
Top 35% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#104
of 124 banks

How Promiseone Bank compares to Georgia peers

Capital ratio
Bottom 17% of $100M–1B peers
Promiseone Bank
8.1%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Promiseone Bank
1.4%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Promiseone Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.1% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Promiseone Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 2385 Pleasant Hill Rd, Duluth, GA 30096
  • 7410a Little River Tpke, Annandale, VA 22003
  • 5938 Buford Hwy Ne, Doraville, GA 30340
  • 5805 State Bridge Rd, Johns Creek, GA 30097
  • 13890 Braddock Rd, Centreville, VA 20121
  • 1185 Old Peachtree Rd Nw Ste 100, Suwanee, GA 30024
  • 7775 Mcginnis Ferry Rd, Johns Creek, GA 30024
  • 1444 Blalock Rd, Houston, TX 77055
  • 21919 Northern Blvd, Bayside, NY 11361
  • 2800 Lawrenceville Suwanee Rd, Suwanee, GA 30024

Are deposits at Promiseone Bank insured?

Yes. Promiseone Bank is an FDIC-insured bank (FDIC certificate #58657). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Promiseone Bank: frequently asked questions

Is Promiseone Bank a good bank?

Promiseone Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Strongly profitable (ROA 1.44%).

Is Promiseone Bank FDIC-insured?

Yes. Promiseone Bank is a FDIC-insured bank (FDIC certificate #58657). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Promiseone Bank?

Promiseone Bank holds $840 million in total assets, ranking 104th of 124 banks we track in Georgia. It operates 10 branches.

Does Promiseone Bank have CFPB complaints?

No CFPB complaints against Promiseone Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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